Finanzkriminalität / Financial Crime

in English: (scroll down for German)

… well if it is more profitable to cultivate evil psychopaths than kindness… guess what you will harvest? (unintentionally? really? not even with with massive amounts of drug induced ignorance)

so in short: it is official – the current form of capitalism breeds evilness in people – that were born equal and neutral.

Yes the POTENTIAL for evilness is in the DNA (like less empathy) but the cultivation process is more important – giving rise to bad traits/properties of a human rather than good traits/properties of a human makes the difference!

hence the evil result: happy self destruct! mankind!

I finally have to agree to what Wolfgang Weiler president of German insurance industry told the propaganda paper of Axel Springer “The world”: the German society becomes more and more individualistic, egoistic, ego-centric and selfish.

Suprise suprise: Just as in USA – society splits up/breaks down into fractions that increasingly violent and fierce-fully fight each other.

Economic research IFO-Institute investigated: During financial crisis – left and right wing extremists profit – but especially right wing extremists. (source: “10 years after the suprime crisis“)

Quiz: Hitler was…? Right! A right-wing extremist. 60 million dead people later – nothing was learned by “homo sapiens” which translates from Latin as “the wise human”. (haha…)

I fear i also have to agree to what a US-astronomy-scientist had to say (can not find the source) “we have not found yet any signals of intelligent life in our galaxy – maybe because intelligent species that reach a certain technological level of weapons technology – self destructs – that would be a very bad outlook for mankind.”

in German:

Ich muss dem Präsident des Gesammtverbandes der Deutschen Versicherungswirtschaft Wolfgang Weiler und der Propaganda Schleuder von  Axel Springer “Die Welt” tatsächlich mal recht geben: Die Gesellschaft/Deutschland wird immer egoistischer.

D.h. beim letzten ignoranten Voll-Horst sind die Nebenwirkungen des Kapitalismus spürbar geworden – mit 30 Jahren Verzögern. Natürlich ergeben sich daraus KEINERLEI Konsequenzen. Man macht so weiter wie bisher, bis es wirklich nicht mehr geht, weil die Leute sich gegenseitig auf der Strasse umbringen.

Das ist auch klar.


The everyday life of people has to do with reason – the largely on “digital money” created financial services industry – that also just prints their way out of a crisis – is here and there freed from the “normal capitalism” and even from “law of nature” and thus may continue to exist and create more and more irrationality.

thus: in London 40.0000 homes and many more around the globe are standing empty – the owners do not even seek rent – they are simply for parking (more and less legally acquired) money – also that of international mafia organizations.

That’s what a bank is – “a mafia organization” (quote bank employee).

Without the rational everyday life decisions of a farmer allow the irrational virtual reality decisions to exist.

if everyone was growing his/her own potatoes – life would be much different – healthier and better in many ways.

But how to acquire land if you can’t print money?

a sick game with sick rules that everybody (99% atleast 50% of their time) is forced to play.

“The OECD, the ECB and the Commission claim that wages would have risen too much due to labor market Institutions. However, this clearly contradicts developments in Europe over the last decades.” (src)

The people in Europe are paying a hefty price for this economic EU-conglomerate. It has nothing to do with democracy only with Economics. The result is people are fleeing poor East-Europe (Bulgaria, Romania) and also East-Germany – leaving their families – become refugees seeking a better future and end up as prostitutes of different kinds in West-Germany – because there are not enough well paid jobs for everybody – not even in West-Germany – is this the Europe everybody wants? Then congratulations! “Good job” you just made survival on this planet worse.

There will be a lot of failed EU states. And this is a direct impact of wrong and sometimes deliberate politics be it on the national or international level (EU) – it is a direct result – when politicians are unable to think for themselves and rely on consultation from lobby “experts” of McKinsey and other banks and companies.

It creates the feeling that the politicians are UNABLE to solve the smallest of problems in an increasingly global world – hence – globalization = evil = loss of control.

The Euro currency was introduced because France did not accept a re-unified Germany – out of fear it could become (again) too powerful and try to conquer France. What is happening now is actually similar but without weapons. Troika(European Commission, European Central Bank, and International Monetary Fund )/Finance Minister Scheuble created a failed state (Greece) to put GeoEconomic reform-pressure on France and E.Macron is now following Troika-orders and everyone wishes want’s their national currency and sovereignty and responsibility back again.

Slovenia barely avoided the intervention by the troika in 2013, thanks to the loan of EUR 1.5 billion acquired at the PIMCO.[6]

(PIMCO is an American investment management firm headquartered in Newport Beach, California, with over 2,000 employees working in 12 offices across 11 countries, and $1.77 trillion in assets under management as of 31 March 2018.)

“OECD, EZB und Kommission behaupten, dass die Löhne aufgrund von Arbeitsmarktinstitutionen zu stark gestiegen wären. Dies widerspricht aber eindeutig den Entwicklungen in Europa während der letzten Jahrzehnte.”


Dabei weiss jedes Kind – wer nichts verdient – kann nicht’s ausgeben – wer nicht’s ausgeben kann – kann nicht’s kaufen – wer nichts kaufen kann wird kein Kunde eines Unternehmens – ohne Kunden gehen Unternehmen pleite – wenn Unternehmen pleite gehen gibt es noch mehr Arbeitslosigkeit und Unruhen.

D.h. wenn der durchschnittsliche Bürger von dem ganzen “Aufschwung” nichts spürt – sich in einer permanenten Wettbewerbsspirale nach unten dreht – dann passiert das was in Griechenland passiert – die Menschen können in diesem System nicht mehr existieren und wehren sich ZU RECHT – sind ZU RECHT unzufrieden und wählen EXTREM RECHTS und EXTREM LINKS – ob das gut für die Wirtschaft ist?

Ich weiß nicht.

Ist das so schwer zu verstehen?

Faz: Buying power / Real-Income (minus inflation and increase in prices in Germany) Reallohn / Nominallohn / Löhne / Kaufkraft sinkt trotz Aufschwung


Alles Absicht?

“Die natürliche/gleichgewichtige Arbeitslosigkeit (Milton Friedman) beträgt 15,725 %”


“Die natürliche Arbeitslosenquote (auch NRU, für englisch natural rate of unemployment, normale, strukturelle oder gleichgewichtige Arbeitslosenquote[1]) ist eine ökonomische Hypothese, die besagt, dass zu dem im gesamtwirtschaftlichen Gleichgewicht gegebenen Reallohn stets ein gewisses Unterbeschäftigungsniveau besteht, welches aus Informationsmängeln, Mobilitätshemmnissen, Anpassungskosten, demografischen Veränderungen, Zufälligkeiten und ähnlichen Marktunvollkommenheiten resultiert und sich auch kurzfristig nicht beseitigen lässt.”


Friedman wird neben John Maynard Keynes als der einflussreichste Ökonom des zwanzigsten Jahrhunderts angesehen.[2]


Auf einen Blick

Brutto­monats­verdienst 2017 3 771 €
Arbeits­kosten 2017 34,40 €/h
Brutto­ver­dienste 2017 2,5 %
Real­löhne 2017 0,8 %
Tarif­ver­dienste 2017 2,5 %
Tarifbindung 2014 45 %
Arbeits­kosten 2017 2,2 %
Ver­dienst­ab­stand Män­ner / Frau­en 2017 21 %