Organisations

It is pretty amazing… i still remember the times when “the state” has debt of 10.000 Deutschmark per Capita… and i thought “What the f****? What did they do with that money? And why should i pay for debt that others created for me?”

There is a “pakt” between “private” (?) completely undemocratic Banks like FED and ECB and the state their currency “belongs to” or “controls” – in order to avoid inflation (because private “experts” are believed to be better at that) – the money-creation monopoly was to 90% shifted to private institutions – but they need to guarantee that the state financially never fails.

The ECB and FED seem to have forgotten about their part of the deal.

State deficit explodes – despite almost 0% interest. Isn’t that a contradiction?

So why is the debt there?

If you could take a new loan to pay all the old loans… with an almost 0% interest?

Money should be there to allow people’s dreams to be realized.

Of course the “dream” should somehow make sense and allow people to live a healthier, more sustainable and self-sufficient life – but actually banks do not like to fund such projects.

It should be a responsible – ecological – socially just dream that you want to realize not like “i want to buy 100000000x donuts” – and then what? Ship them to Africa? That would be actually interesting 😀

The “elite” only cares about their own dreams of more and more power – (everybodys nightmare by the way) of complete rule of the planet – world-domination and world-exploitation and world-enslavement – without any limits – regardless the social and environmental costs.

“It was created on December 23, 1913, with the enactment of the Federal Reserve Act in response to a series of financial panics (particularly the panic of 1907) that showed the need for central control of the monetary system if crises are to be avoided.[list 1] Over the years, events such as the Great Depression in the 1930s and the Great Recession during the 2000s led to the expansion of the roles and responsibilities of the Federal Reserve System.[4][9][10]”

https://en.wikipedia.org/wiki/Federal_Reserve_System

“The data also suggest that many of the rescue efforts organized by J.P. Morgan may have been motivated by self-interest.”

Source: Harvard: Financial-Crisis-1907-Federal-Reserve-Act-JP-Morgan-Carola-Paper.pdf

List of countries by external debt
Rank Country/Region External debt[2]
US dollars
Date Per capita[3][4][5][6]
US dollars
% of GDP[7][8][9]
1  United States 19,643,000,000,000 31 March 2016[10] 60,340 114
2  United Kingdom 9,591,672,000,000 31 March 2014 146,244 569
3  France 5,750,152,000,000 31 March 2014 86,317 222
4  Germany 5,546,869,000,000 31 March 2014 68,720 145
5  Luxembourg[note 1] 3,472,282,000,000 31 March 2014 3,696,467 3,443
6  Japan 2,861,488,000,000 31 March 2014 24,000 60
7  Italy 2,651,413,000,000 31 March 2014 est. 43,621 124
8  Netherlands 2,526,895,000,000 31 March 2014 226,503 316
9  Spain 2,305,648,000,000 31 March 2014 52,045 167
10  Singapore 1,766,401,000,000 13 November 2015[11] 226,930 408
11  China 1,680,000,000,000 30 June 2015[12] 1,195 16.2
12   Switzerland 1,610,897,000,000 31 March 2014 193,939 229
13  Canada 1,491,000,000,000 4 May 2016 est. 37,165 92
14  Australia 1,395,638,000,000 31 March 2014 est. 52,596 95
15  Belgium 1,286,918,000,000 31 March 2014 113,603 266
16  Hong Kong 1,231,233,000,000 31 March 2014 est. 105,420 334
17  Sweden 145,154,804,082[13] 30 September 2016 145,585 34
18  Austria 820,010,000,000 31 March 2014 90,128 200
19  Norway 61,455,264 30 June 2016 12 0.02
20  Russian Federation 599,819,000,000 31 March 2014 3,634 23
21  Denmark 593,221,000,000 31 March 2014 101,084 180
22  Portugal 548,800,000,000 30 June 2011 47,835 223
23  India 485,600,000,000 2 July 2016 [14] 46 6
24  Brazil 428,300,000,000 31 December 2012 est. 1,608 15
25  South Korea 425,353,000,000 31 March 2014 est. 7,567 37
26  Turkey 405,223,000,000 2015 5,216 55 [15]
27  Greece 360,000,000,000 30 June 2015 47,636 174[16]
28  Mexico 352,900,000,000 31 December 2012 est. 1,956 20
29  Indonesia 324,203,000,000 31 July 2016 est. [17] 1,250 36.77
30  Ireland 263,967,288,631[18] 30 September 2014 52,227 103
31  Malaysia 230,870,491,803 15 March 2015[19] 7,829.11 63.7
32  Poland 211,457,000,000 May 2015 5,286 39.9
33  Hungary 202,000,000,000 31 December 2012 est. 14,821 115

src:
https://en.wikipedia.org/wiki/List_of_countries_by_external_debt

Related Links:

http://positivemoney.org/how-money-works/how-banks-create-money/

Mail an die GLS-Bank: “Wenn ich jemand erklären müsste, warum er den Wechsel zur GLS Bank hin vollziehen soll, was macht die GLS Bank besser, in 3 Sätzen:”

Antwort:

“Bei der GLS Bank können Sie die Verantwortung dafür übernehmen, wie Ihr Geld wirken soll.

Legen Sie bei der ersten Kontoeröffnung einfach fest, wohin wir Ihr Geld bevorzugt als Kredit weitergeben sollen:

Erneuerbare Energien, Ernährung, nachhaltige Wirtschaft, Wohnen, Bildung & Kultur sowie Soziales & Gesundheit.

Egal, für welche Anlageform Sie sich entscheiden, können Sie sicher sein, dass Ihr Geld nachhaltig wirkt.

Wir finanzieren ausschließlich sozial, ökologisch und wirtschaftlich sinnvolle Unternehmen und Projekte.

Die GLS Bank wird zur Brücke zwischen den Menschen.

Sie verbindet diejenigen, die eine attraktive Investition tätigen möchten, mit denjenigen, die Geld für die Verwirklichung und Finanzierung ihrer Vorhaben und Ideen benötigen.

Über vergebene Kredite berichten wir regelmäßig in unserer Kundenzeitschrift Bankspiegel, auf unserem GLS Bank Blog, auf twitter und auf unserer Website.

Bei Fragen sind wir gerne für Sie da. Rufen Sie uns einfach an. Sie erreichen uns montags bis donnerstags von 8.30 bis 19.00 Uhr, sowie freitags von 8.30 bis 16.00 Uhr unter +49 234 5797-100.

Herzliche Grüße aus Bochum”

Gut das waren 9 Sätze. Ich hoffe die Sache ist etwas klarer geworden.

Was bedeutet GLS?

GLS steht für “Gemeinschaft für Leihen und Schenken”

“Da hilft nur Schenken”

“Bewusstsein nicht am Bank-Schalter abgeben und es den Banken überlassen”

“Gerechter, Sozialer, Nachhaltiger”

Privat Giro Konto eröffnen – Kontoführungsgebühren 3.25€ im Monat -> https://www.gls-online-filiale.de/ptlweb/pvi?bankid=4967&a=internetneu_1&gsa=1&pb=2&pnr=510&action=startneukunde


Stellen Sie sich die GLS Bank als Brücke vor, auf der einen Seite Menschen, die ihr Geld verantwortungsvoll anlegen, auf der anderen Seite solche, die mit dem Geld sinnvolle Dinge tun. Unsere Mitglieder bilden mit ihren Mitgliedschaftsanteilen die Tragpfeiler des Bankgeschäfts. Denn damit die Verbindung in Form von Krediten zustande kommen kann, benötigen wir Mitgliedschaftsanteile. Diese bilden das notwendige Eigenkapital, das für unsere Kreditvergabe gesetzlich erforderlich ist. Als GLS Mitglied werden Sie Teil unserer Bank und damit der GLS Gemeinschaft. Sie ermöglichen die Finanzierung sinnstiftender Unternehmen und Projekte, stärken unser sozial-ökologisches Bankgeschäft und gestalten gemeinsam mit uns eine zukunftsweisende Gesellschaftsentwicklung.

Was kostet ein Anteil?


Ein Anteil entspricht 100 Euro. Privatpersonen werden durch die Zeichnung von mindestens fünf Mitgliedschaftsanteilen GLS Mitglied.

Alternativ: Felber’s GemeinwohlBank Österreich -> https://www.mitgruenden.at/ (2016.11 noch in Gründung)

As seen on: http://www.gls-treuhand.de/spenderinnen/ueber-uns/jubilaeum/unser-jubilaeumsfilm/

So erreichen Sie uns: +49 (0) 234 5797-5120 E-Mail

Postanschrift:GLS Treuhand e.V.44774 Bochum
https://blog.gls.de/
https://twitter.com/glsbank
https://www.facebook.com/glsbank
gls_fairfinance
gls-bank-im-vergleich-zur-hypovereinsbank-klimawandel-menschenrechte-arbeitsrechte-natur-und-umwelt-steuern-korruption-rustung

Wie fair & nachhaltig ist die HypoVereinsbank?

Selbstverpflichtung

Für die HypoVereinsbank  – als Teil der UniCredit Gruppe – ist Nachhaltigkeit laut eigenen Angaben ein wesentlicher Pfeiler ihres Geschäftsmodells. Die Nachhaltigkeit beginnt demnach “im Tagesgeschäft und führt über Klima- und Umweltschutz, ressourcenschonendes Wirtschaften bis hin zu […] breite[m] gesellschaftlichen Engagement.” Auch bekennt sich die HypoVereinsbank zu sozialen und ökologischen Belangen im Kerngeschäft. Des Weiteren hat sich die Bank dem UN Global Compact und den Äquatorprinzipien verschrieben, sowie sektorspezifische Finanzierungsrichtlinien erlassen.

Diese Selbstverpflichtungen der HypoVereinsbank decken jedoch nur zu 30% die sozialen und ökologischen Bewertungskriterien des Fair Finance Guide Deutschland ab.

Dies liegt insbesondere an der fehlenden Veröffentlichung intern bereits vorhandener Entscheidungsrichtlinien, welche eine transparente Kontrolle von Finanzierungs- und Investitionsvorhaben durch externe Stakeholder aber nicht möglich macht.

Ebenso ist die ausschließliche Fokussierung der Nachhaltigkeitsrichtlinien bzw. der angewandten internationalen Standards auf Finanzierungen als kritisch zu bewerten, da Banken auch durch Investitionsentscheidungen (bspw. Eigenanlagen, Auflage von Fonds) Einfluss auf die soziale und ökologische Performance von Unternehmen ausüben können.

Deshalb schneidet die HypoVereinsbank in ihrer ersten Bewertung durch den FFG sehr schwach ab.

Praxis

Die stichprobenartige Untersuchung “Deals mit Dirty Profits 4 Unternehmen” (November 2016) zeigt, dass die UniCredit Gruppe sich in 2016 innerhalb von 6 Monaten an 4 Deals zur Kapitalbeschaffung für gemäß des

dirtyprofits4-report-on-companies-and-financial-institutions-benefiting-from-violations-of-human-rights

bayway-refinery-in-linden-new-jersey-usa-8-9-million-usd-lawsuit-between-the-state-and-exxon-mobil-over-7-million-gallons-of-oil-spilled
Bayway refinery in Linden New Jersey USA – the subject of a 8.9 BILLION (MILLIARDEN) USD lawsuit between the state and Exxon Mobil – spilled over 7 million gallons of oil in the are with 600 different kinds of contaminants being found in the soil.

“A long-fought legal battle to recover $8.9 billion in damages from Exxon Mobil Corporation for the contamination and loss of use of more than 1,500 acres of wetlands, marshes, meadows and waters in northern New Jersey has been quietly settled by the state for around $250 million.

Exxon did contribute $500,000 to the Republican Governors Association in May 2014, when Mr. Christie was serving a one-year term as its chairman; the company has contributed annually to the group since at least 2008, records show.”

http://www.nytimes.com/2015/02/28/nyregion/exxon-mobil-settles-with-new-jersey-over-environmental-damage.html?_r=0

exxon_mobil_shell_bp_chevron_conoco_total-bigoilsrc: https://en.wikipedia.org/wiki/File:Big_Oil.svg

Dirty Profits 4 als kontrovers klassifizierte Unternehmen beteiligt hat. (siehe Downloads).

Quelle: http://www.fairfinanceguide.de/

Welche alternativ-Banken gibt es noch?

Man hört kaum von alternativen Banken und deren Machenschaften, so existieren bestimmt mehr als die hier aufgelisteten.

Gemeinwohlbank Österreich (in Gründung) https://www.mitgruenden.at/

Felix Finkbeiner und https://www.plant-for-the-planet.org/ Stiftung haben ihr Konto bei:

https://www.sozialbank.de/

https://www.sozialbank.de/service/ihre-ansprechpartner/standorte/geschaeftsstelle-muenchen.html

Keine Ahnung was “sozial” in diesem Zusammenhang bedeutet.

https://www.triodos.com/

Made headlines for boycotting Israel human rights violations (loans for illegal settlement), but not boycotting Saudi Arabia.

Unfortunately – the Israel-Palestina matter on the one hand easy – why not two accepted states? (like what happend after Ghandi – a new islamic dominated state – Pakistan – was born and India got split with proper borders) on the other hand – it is extremely complex and the amounts of wrong doings from both sides can not be overseen anymore – it is something that the people of Israel have to come up with a respectful solution – they can accept the help of buddhist monks 😀 – probably we need another Ghandi.

Dexia excluded for involvement in Israel

08-03-2011 | (French?)-Belgian bank Dexia has been excluded from the Triodos sustainable investment universe because of its ongoing financing of Israeli settlements in the Occupied Palestinian Territories.

Dexia in Israel

Dexia Israel Bank (DIB), a subsidiary of Dexia, has financed Israeli settlements in the past. In response to shareholder and stakeholder pressure, DIB stopped new loans to Israeli settlements in June 2008. There are also indications that current loans are being withdrawn, although the longest maturity loan in the portfolio will not end until 2017. DIB’s actions have caused uproar in Israel and a regional council major in southern Israel called for a DIB boycott.

Despite the freeze on new loans and withdrawal by DIB, the bank still has loans outstanding to the Municipality of Jerusalem. Jerusalem lies at the heart of the occupied territories and since 1967 East Jerusalem has been under Israeli government rule. Settlements have been established for Jewish Israeli occupants only and settlers receive substantial financial benefits, as well as access to land and natural resources in the disputed territory.  By financing the municipality, DIB loans are potentially being used to finance human rights abuses against Palestinians in East Jerusalem.

Dialogue

Dexia is aware of its potential involvement in violating United Nations (UN) resolutions and Triodos has had extensive dialogue with the company on the issue, but to date it has not expressed its intention to withdraw or earmark its finance activities to the Municipality of Jerusalem. Nor has it indicated any intention to otherwise ensure that DIB financing does not contribute to violations of human rights in the disputed territories. For these reasons, Dexia has been excluded from the Triodos sustainable investment universe.
src: https://www.triodos.com/en/about-triodos-bank/news/articles/Dexia-excluded-for-involvement-in-Israel/

Related Links and content:

“Triodos Bank is a European self-styled ethical bank.

It has decided to exclude Dexia Bank (read boycott) for involvement in Israel.

Search the Triodos site for boycotting for excluding Saudi Arabia for human rights violations and predicatably the return is nil …

Triodos writes that Dexia is a Belgian bank.

In fact, and Triodos knows it full well, Dexia is a French-Belgian bank, but the extremely violent pro-boycott campaign comes from Belgium and is tainted with antisemitc tones, like the European multisecular blood libel accusations.

As revealed by this blog and NGO Monitor : Pro-divestment rally attended by NIF, EU grantees turns to antisemitism

src: http://philosemitism.blogspot.de/2011/04/triodos-bank-boycotts-dexia-bank-for.html

https://www.triodos.com/en/about-triodos-bank/news/press-releases/statement-triodos-bank-on-blacklist-state-of-new-york/
Executive Order 157 – Banning Investment in Institutions or Companies that Boycott Israel
Governor Andrew M. Cuomo issued Executive Order No. 157 directing State entities to divest all public funds supporting the Boycotts, Divestment and Sanctions campaign against Israel. The first-in-the-nation action will ensure that no State agency or authority engages in or promotes any investment activity that would further the harmful and discriminatory Palestinian-backed Boycotts, Divestment and Sanctions (BDS) campaign in New York State.

src: http://www.ogs.state.ny.us/eo/157/default.asp

platform-cooperativism-building-the-cooperative-internet-2016-11-11-new-york-montreal

-> Newsleddr: https://lists.riseup.net/www/info/platformcoop-newsletter

Date

Fri, Nov 11 2016 3:00 PM CET — Mon, Nov 14 2016 12:00 AM CET

About

On November 11-13, 2016, “Platform Cooperativism: Building The Cooperative Internet” will take place at The New School and Civic Hall in New York City. On Day 1, we will bring together an international group of policymakers to discuss regulation and investment in alternative models. In the afternoon, we’ll think through the legal and design implications of the cooperative platform economy. On Day 2, discussions will focus on global opportunities for convergence among worker resistance, unions, and cooperatives. How can online co-ops meet some of the platform economy’s challenges that the labor movement has struggled with? On Sunday, Day 3 an unconference co-sponsored and hosted by our partner Civic Hall will allow for an open stream of project proposals for the platform co-op space.

https://joindiaspora.com/u/platformcooperativism

http://platformcoop.net/

http://platformcoop.net/2016

https://livestream.com/internetsociety/platformcoop2016

http://www.platformcoop.net/2016/schedule

http://www.platformcoop.net/2016/participants/thomas-doennebrink

USA Group New York (?) https://www.facebook.com/groups/1487620331468306/

Spain Barcelona Group: https://www.facebook.com/groups/908775275826716/

Germany Berlin Group: https://www.facebook.com/groups/1742154816061032/

Links

Videos:

https://livestream.com/internetsociety

here is the massive amount of text you probably not gonna read:

maira_sutton_us

Platform Cooperativism: Building the Cooperative Internet

Almost unnoticed, in the gaps and hollows of the digital economy, a new economy is emerging that follows a different ethical and financial logic. Platform cooperativism, as it has come to be called, is an emerging movement for democratic governance and collective ownership on the Internet and a fairer future of work. It is a concrete, near future alternative to the on-demand economy; it reclaims humane principles like mutuality, sympathy, and solidarity by bringing together the rich heritage of cooperativism with 21st-century technologies.

The pieces are coming into place. Freelancers are forming cooperatives to find clients and pool insurance through platforms of their own. Uber drivers are leaving the mothership, organizing in co-ops, and designing their own taxi apps. Photographers are offering their work for fair prices on a platform where they’re in charge, and journalists are crowdfunding news portals co-owned with their audiences. New decentralized networks are enabling people to share their data with each other without relying on a corporate cloud. Contrary to the rules of the dominant algorithmic gatekeepers, platform cooperativism puts the online economic infrastructure into the hands of the people who depend on it most.

The cooperative platform economy can become one of the counterforces to the defects of the on-demand economy. It is a strategy for reversing wealth inequality, gender inequity, environmental degradation, and systemic racial injustice. The experiments now already underway show that a global ecosystem of cooperatives can stand against the concentration of wealth and the insecurity of workers that yields Silicon Valley’s winner-takes-all economy. They show that the Internet can be owned and governed differently.

Since the “Platform Cooperativism: The Internet, Ownership, Democracy” event in November 2015 at The New School, conferences and community meetings about the cooperative platform economy have taken place in Berlin, New York City, Florence, Bologna, Weimar, Melbourne, London, Brussels, Boston, Budapest, and Philadelphia. A new book, Ours to Hack and to Own, gathers many of the rationales and experiments that are driving the movement forward. The Platform Cooperativism Consortium will launch at this event, creating a global network of institutions to support this eco system of businesses. The vision is spreading. A year later, we need to keep the momentum building and continue forging the critical connections necessary to make this vision even more a reality.

On November 11-13, 2016, “Platform Cooperativism: Building The Cooperative Internet” will take place at The New School and Civic Hall in New York City.

On Day 1, we will bring together an international group of policymakers to discuss regulation and investment in alternative models. In the afternoon, we’ll think through the legal and design implications of the cooperative platform economy.

On Day 2, discussions will focus on global opportunities for convergence among worker resistance, unions, and cooperatives. How can online co-ops meet some of the platform economy’s challenges that the labor movement has struggled with?

On Sunday, Day 3 an unconference co-sponsored and hosted by our partner Civic Hall will allow for an open stream of project proposals for the platform co-op space.

Building the basis for a popular movement in support of a fairer cooperative digital economy requires countless people, projects, inventive organizations, publications, and events around the world. “Platform Cooperativism: Building The Cooperative Internet” will be part of this effort. Join us online and in person.
The event will be live streamed at:

https://livestream.com/internetsociety/platformcoop2016
Live stream watching parties

Montreal
https://www.facebook.com/events/211443319280855/
NYC
https://www.face

book.com/events/1657538997720948/

maira_sutton_us

About

Maira Sutton is the Campaign Organizer at Shareable building our online advocacy projects. She was formerly at the Electronic Frontier Foundation (EFF) for over four years as their Global Policy Analyst, where she monitored and advocated for digital rights around emerging tech policy and their impact on access to knowledge, privacy, and free expression. She was one of the leading activists following the Trans-Pacific Partnership trade negotiations and its effects on users, scholars, creators, and innovators. Prior to joining EFF, she was a paralegal and legal researcher at a law firm in Los Angeles that specialized in fighting redevelopment, eminent domain, and unfair government practices

She earned her BA at UC Santa Cruz in Politics and Global Information and Social Enterprise Studies. At UCSC she was a Fellow and Coordinator for the Everett Program, which trains undergraduate students to become enterprising tech-literate activists for local to global social justice causes. In 2008, Maira lived and worked in Kuala Lumpur, Malaysia, as a legal researcher and tech intern with Sisters in Islam, a Muslim feminist organization.