Comments on src:

“After World War II, Germany built a federal system where wealth is distributed between states, under the supervision of the federal government.

This was coupled with a corporatist economic model that incorporates the economic elites into the leadership structure and strong social safety nets that prevent social upheaval.”

Thanks Forbes for this precise outside view on our problem of corruption at highest levels.

So state welfare is a “shut up and be happy” bonus for all those trouble makers that would and could interfere in the economic elites business models.

Let us not forget – it is supposed to be a democracy. But well Bismarck thought of democracy being ruled by corrupt technocrats. Exactly what we have now.

So the German question is just as in any western Nation – a question of – how to fight corruption – how to allow transparency and a free share for everyone from the economy and the planets resources – how to limit greed for power and control – how to prevent undemocratic governments such as the EU Rat/EU Kommision/ECB leadership.

I can tell you: By decentralizing government and self organization – small parts being responsible for themselves – rather than big overarching structures far away that people can not relate to.

But well the New World Order and monopolists has other plans.

They want to expand the monopolies.

So what happens is – one day – there might be one bank – one company doing anything (Amazon?) – one government – one currency – just as Hitler wanted it to be.

Hello Big Brother and George Orwell.

“This entire social-political structure relies on an economic model that is heavily dependent on exports.”

Yes – that is what happens if you let big companies like Siemens do whatever they like. They cut jobs, wages and maximize their profits/exports.

No matter the social or environmental costs.

Completely reckless behavior of the economic elite.

They are off to the Bahamas if the whole thing goes up in smoke and flames.

Who cares about the poor working class? Nobody.

They can not afford lobbyists and bribery.

“A weak and occupied West Germany saw membership in the European Economic Community (the European Union’s predecessor) as a way to peacefully return to the international community after two world wars.”

Interesting – did not know that – but very correct – we are still US-occupied. (*pssst* don’t tell anybody… just count the military bases and make up your own mind)

“The political and economic integration of Western Europe was actually a French idea encouraged by a great deal of U.S. pressure. After Germany’s reunification in 1990, the creation of the eurozone followed a similar pattern. Paris saw the introduction of a common currency as a way to bind France and Germany so close together that another war between them would be impossible. At the time, the idea of another Franco-German war did not seem as far-fetched as it does now, and to a large extent losing the deutsche mark was the price that Germany had to pay for reunification.”

Haha! This is just a joke – If Chancellor Kohl says – Euro and Europe is about preventing war – than he traded real war for economic war – and the euro was hugely beneficial for the economic elites.

So i don’t buy this “make pace not war”.

Those people are so far away from everyday life of citizens as the king and queens before the french revolution.

So i think it is fair to say – the Euro was made BY the economic elites FOR the economic elites – including the Banks.

“But the euro’s arrival deprived some of Germany’s main trade partners of the ability to devalue their currencies to compete against their neighbor in the north. At the time the bargain seemed fair, since countries in Mediterranean Europe were suddenly able to issue debt at Northern European interest rates, which they did enthusiastically. Access to cheap debt made many countries in the eurozone delay the introduction of structural reforms in their increasingly less competitive economies.”

Sorry to say this but this is BULLSHIT.

Since brettonwoods – we know – you can not fix the currency of multiple nations with different strong economies. IT JUST DOES NOT WORK 😀

Maybe i and Goldman Sachs are the only one’s knowing that but well…

“The coming storm in the eurozone does not necessarily have to destroy it.

The U.S. government could decide to avoid a trade war with its allies in Europe.

Moderate forces could win the general elections in France and Italy, and Greece and its creditors could find yet another last-minute agreement.

But the fact that the eurozone has reached a point where the entire system can collapse because of an election, a bailout negotiation or measures taken by a foreign government speaks volumes of its fragility.”

Yeah – let us just completely ignore that the Euro was NEVER about sustainability or saving the planet.

Listen to Bernard Lietaer and you will know why “monetary monocultures” are fragile.

Let us also forget how non-democratic the EU Kommission / EU Rat / ECB board is formed… and people feel ignored here just as in the US.

“Even if the doomsday scenario is averted in 2017, the relief may last only until the next election. In Europe, as in the United States, there are millions of voters who feel that the alleged benefits of globalization have not reached them, and who believe that their economic problems could be solved by putting an end to the free movement of people, goods and services — the very principles upon which European integration was built.”


Well i guess the strongest voting ballot is not during elections – but in the everyday life – it is called money.

And the Euro has taken away a lot of buying power from Germans… so they feel fooled and are HIGHLY skeptical of anything that non-democratic Brusselocrats are doing…

I can tell you how to restore peace and order:

Give every family 1 hectar of land and show them how to grow food on it.

Give them solar power to become independent from evil nuclear and oil monopolists.

Give them the right to use water for free.

Dismantle monopolies and large power structures and break them down to local smaller ones.

The future will be decentral and local.

You could do all that – but you either lack the consciousness to such simpleness or the will or both.

I don’t think Russia will invade if the Euro-Zone collapses. They have their own economic problems plus growing gap between rich and poor.

Whatever may be the case – continuing the old paths just piles up the amount of waste and mayhem we will have to clean up later anyway…

The question is – will Mr Kohl survive the Euro-Zone or will the Euro-Zone survive aging and sick Mr Kohl?

He was a corrupt and an asshole of a family father… no one will mourn him.

Feb 07, 2017

French conservative Francois Fillon holds a press conference at his campaign headquarters in Paris, France, Monday, Feb. 6, 2017. Fillon is trying to save his presidential bid as prosecutors investigate the political jobs he gave to his wife, son and daughter. (AP Photo/Christophe Ena)

(PARIS)—Francois Fillon on Monday defiantly refused to drop out of the race to be France’s next president despite an investigation into whether well-paid political jobs he gave his wife, son and daughter were genuine, a scandal that has knocked him from his perch as favorite in the April-May voting.”


“Atleast we have no war” – that is the result if you talk about rich vs poor in Germany.


Well for how long – because there are undemocratic powers already preparing the next catastrophe exclusively for you – the exploitet citizen with the “alternativlos” (without alternative) choice.

The rich and the corrupt politicians want to become richer no matter the social or environmental costs.

The poor should eat up each other – that is the plan through war and austerity.

“Hauptsache kein Krieg” heißt das Fazitwenn es um die Schere Arm vs Reich geht – von der viele behaupten, Sie existiere gar nicht und versuchen diese in ihren Blabla-Lawinen zu verschleiern. Ist es wirklich so einfach? Die Menschen haben das Gefühl keine Mitsprache und keine Stimme mehr zu haben. Eine Gefahr für die Demokratie – falls Deutschland jemals eine war.

income inequality chart germany
The lower 50% in #Germany have added together 0% wealth(the lower 10% have debt, 20% have actually zero and another 20% have a little money equal to the debt of the lowest 10%)


Die mit Steuergeldern finanzierte Dokumentation “Arme Reiche Deutschland” ist nur mit Tor Browser Bundle aus zB USA aus sichtbar/abspielbar, weil diese von den GEZ / GEMA NAZIs extra für Sie, den Steuerzahler, blockiert wurde. Gratulation allen beteiligten Eliten. Wie war das nochmal, in Deutschland gibt es keine Zensur? Naja… fast.


da zenziert auf Youtube, Alternative aus Russland:

Einen herzlichen Dank dabei an allen beteiligte. Gut dass es diese Alternative (noch) gibt. Das Dollar-Imperium schmiedet schon Kriegspläne. Na dann gute Nacht.




Sportfreunde Stiller: “How long will we have to wait… until times become better”

Germany: Minister of Finance Scheuble:

Praises the “good shape” in which the German economy and wages are (not).

The German government was reluctant to pass the “minimum pay law” (there was none before 2015) of 8.50€ – now they somewhat agree it was a good idea and want to raise it to 8.84€ in 2017. “Woohooo”.

This is BEFORE TAXES – which means you end up with 5€ per hour after taxes, which is RIDICULOUS. Lets assume you pay 500€ of Rent – you will have to work 100 hours a month – just to afford THE RENT. A car costs around 150€ per Month (without gas). THIS JUST DOES NOT WORK or pay off in any f**** way.

Germany is paying the lowest wages in Europe – exploiting basically all the other european countries that it exports to and that can not or do not want to compete in this race to the bottom.

Scheuble says whoever claims a growing gap in inequality between rich and poor exists in Germany is a “post-factual populist” like Trump. Whatever that means. “post factual” and “fake news” are new words for “lies”.

So basically he says – whoever says there is a growing gap between rich and poor is a liar.

No words about tax evasion, monopolies or money creation here… topics “too hot” for the media in Germany. (if you want to get fired – go ahead – make my news). Well you can ignore it but it won’t go away by itself. The winners take it all – no matter the social and environmental costs? How stupid, unsustainable and fucked up system is that?

This articles continues in German:

Scheuble: “Deutschland und den Deutschen geht es gut wie lange nicht.

Wir haben die höchste Steigerung bei Reallöhnen und Renten, die beste Arbeitsmarktlage seit Jahren und seit 2005 ist die Einkommensverteilung in Deutschland weitgehend stabil”

“Von der guten Beschäftigungslage profitieren gerade die unteren Einkommensschichten”

Warum nimmt dann die Kinderarmut in Deutschland jedes Jahr weiter zu?

Wer behauptet dass die Kluft zwischen Arm und Reich anwächst – dem wirft Scheuble vor Populismus zu betreiben.

Wer andere Fakten vor bringt so Scheuble: “verfolgt populistisch die angebliche Spaltung der Gesellschaft und folgt der Post-Faktische Methode des US Wahlkampfes”

Das Arbeitseinkommen ist seit 2000 um 5% gestiegen, das Einkommen aus Vermögen und unternehmerischer Tätigkeit um 30%.

Die Deutschen haben in Wirklichkeit weniger Netto-Vermögen als in den europäischen Nachbarländern.

50% der Bevölkerung haben keine Ersparnisse.

Die Armutsquote 2016: 16% – Höchststand.

Geld konzentriert sich bei den Reichen – 250 Mrd. Euro werden in Deutschland jährlich vererbt und mit 2% durchschnittlich besteuert.

Vermögen der 100 wohlhabendsten Bundesbürger auf knapp 428 Mrd Euro geschätzt.

Das statistische Bundesamt geht davon aus, dass die reichsten 10% der Haushalte über 70% des Gesamtvermögens in Deutschland verfügen.

Auf welche Weise Stabil?

Deutschland – stabile Sonderrolle in der EU

2000-2010 war Deutschland das einzige europäische Land in dem die Reallöhne zurück gingen.

Ab 2010 Zuwächse und 2013 wieder Minus damit auf Rang 10.

Deutschland: Durchschnittliche Jahreseinkommen 2016: 37.000€ im Jahr – zum Vergleich – Martin Winterkorn 9 Millionen € jährlich.

Die Chance aus eigener Arbeit Vermögen aufzubauen ist nahezu UNMÖGLICH geworden.

Deutschland ist eines der schwächsten Länder was die Aufstiegschancen ärmerer Kinder an geht.

Ein Blick nach USA:

In den USA leben 530 Milliardäre – das Einkommen der reichsten 1% ist 2013 um +32% gestiegen.

Das durchschnittliche Familieneinkommen liegt heute 4000 USD unter dem von vor 20 Jahren. Fast 47 Millionen US Bürger leben von weniger als 12.000 USD im Jahr.

Ein Blick nach Russland:

Credit Suise: “Global Wealth Report” 2016. Die Kluft zwischen 99% und 1% Superreichen Russen
so tief ist wie noch nie. Milliardäre von 8 auf 110 gestiegen. 94% der erwachsenen Bevölkerung in Russland haben weniger als 10.000 USD im Jahr. Viele leben in bitterer Armut. Im Jahr 2010 lebten offiziell 12% 18 Millionen Menschen unter der Armutsgrenze.


Ungleichheite heute (26) Die Treiber der Vermögensungleichheit
Warum besitzen 10 % der Bevölkerung mehr als die Hälfte des Vermögens?


Der Befund scheint zunächst eindeutig. Das aggregierte Nettovermögen hat sich in den letzten 20 Jahren mehr als verdoppelt. Die Vermögensungleichheit in Deutschland fällt im internationalen Vergleich relativ hoch aus. Die Konzentration des Vermögens am oberen Ende der Verteilung wird nur von wenigen Ländern wie beispielsweise Schweden und den USA übertroffen. In der letzten Dekade verharrte die Ungleichheit auf einem hohen Niveau. Die Konzentration stieg weiter an. Im EWU-weiten Vergleich landet Deutschland hinsichtlich des durchschnittlichen Vermögens auf einem mittleren Platz und bezüglich des mittleren Vermögens auf einem der hinteren Plätze. Hauptverantwortlich dafür ist die geringste Hauseigentümerquote innerhalb der EWU.


Related Links:

Vermögensmobilität Sind wir noch selbst unser Glückes Schmied? Von Marcus Fraaß am 26. März 2015

Mittelstand stirbt – “Leistungsanreize gehen verloren”  –

The Commercial Credit Circuit (C3) is a business-to-business system that is an improvement on the WIR, in the sense that the currency is convertible on demand into national currency. It is a powerful way to create employment because it injects working capital in networks of small and medium sized enterprises (SME), thereby creating employment (because SMEs tend to be the sector that provides 90% of all private employment. This system is currently operational in Brazil and in Uruguay with several other Latin American countries interested in implementing it. For an executive summary of this system, please read below:

What is C3 in Uruguay?

C3 (Circuit of Trade Credit) is a tool for the Micro, Small and Medium-sized enterprises (Msmes) access to credit and to make electronic payments to public and private companies that are part of the network of commercial transactions.

All the rights that are transferred through Network are 100% guaranteed by the CND (Corporación Nacional para el Desarrollo) and the BROU (Bank of the Oriental Republic of Uruguay).

It operates through 3 channels:

Internet, cell phone and a magnetic card.

What is a network of business transactions?

Connects supply and demand, creditors and debtors.

Transferred rights electronically, without the use of money physical.

As a means of payment are used transferable rights, in uruguayan pesos or us dollars.

The transactions are “payments and collections”, the “debits and credits” among the participants of the Network.

100% transparency: systematic recording and automatic movements.

Commercial Credit Circuit (C3)A Financial Innovation to Structurally Address Unemployment

by Bernard Lietaer( and in collaboration with STRO(
What started as a banking and financial crisis in 2008, is now rapidly becoming a major job crisis.
It is also a well-known fact that the vast majority of jobs are provided by small and medium sized enterprises (SMEs).
And the survival of many such firms is now increasingly atrisk because of cash flow problems.
The Problem SMEs’ are being pressured by suppliers for prompt payments, say within 30 days; while their larger customers pay them only in 90 or more days. This becomes a deadly cash flow trap whenever banks refuse to provide bridge financing, or do so at steep conditions. This problem has become more critical recently in developed countries under the impact of the financial crisis, but it has long been an endemic issue in developing countries.
The Solution The “Social Trade Organisation” (STRO), a Dutch Research and Development NGO, has successfully developed business-models over the past decade in several Latin American countries which culminated with a financial innovation that structurally addresses this precise challenge.
The process uses insured invoices
or other payment claims
as liquid payment instruments within a business to business clearing-network.
Each recipient of such an instrument has the choice to either cash it in national money (at a cost), or directly pay its own suppliers with the proceeds of the insured invoice.
How this is achieved is described next.

C3 Step by Step:

The C3 mechanism involves the following six steps:
  1. Participating businesses start by securing an invoice insurance up to a predetermined amount, based on the specific creditworthiness of their own business and of the claims they obtain on third parties.
  2. The business that has obtained such an insurance (hereafter referred to as business A)opens a checking account in the clearing-network, electronically exchanges the insured invoice for clearing funds, and pays its supplier (business B) immediately and fully with those clearing funds via the clearing network.
  3. To receive its payment, business B only needs to open its own checking account in the network. Business B has now two options: either cashing it in for conventional national money (at the cost of paying the interest for the outstanding period, e.g. 90 days; plus banking fees); or pay its own suppliers with the corresponding clearing funds (at no cost).
  4. Whatever the timing of the payment is to business A, business B is in a position to use the positive balance on its account in the network, for instance to pay its supplier business C.
  5. Business C only needs to open an account in the network. It has then the same two options as business B: cash it in for national money, or spend it in the network. And so on…
  6. 6. At maturity of the invoice, the network gets paid the amount of the invoice in national money, either by business A or by the insurance company (in case of default of business A). Whoever owns at that point the proceeds of the insured invoice can cash them in for national money without incurring any interest costs.

Benefits For businesses:

Businesses increase their access to short-term credit as needed to improve their working capital and the use of their productive capacity. The size of this credit can be built up to a stable level between a quarter (covering therefore up to an average of 90 days of invoices)and half of annual sales; at a cost substantially lower than what is otherwise possible.
Suppliers are paid immediately, regardless of the payment schedule of the original buyer,injecting substantial liquidity at very low cost in the entire SMEs network. The approach provides a viral spreading of participation to the C3 networks from clients to suppliers.
The technology is a proven one, doesn’t require any new legislation or government approvals, and the necessary software is available in open source.
Only invoices that are100% guaranteed, and 100% computerized, are acceptable in a C3 system. C3 there by encourages the generalization and more efficient use of IT infrastructure among SMEs, including the opening of new markets and marketing channels through e-commerce.For
governments, particularly regional governments:
Notice that the most effective way for governments at any level to encourage the implementation of the C3 strategy is for them to accept payment of taxes and fees in the C3currency. This encourages everybody to accept the C3 currency in payment, and provides additional income to the government from transactions that otherwise wouldn’t take place.
Furthermore, that additional income becomes automatically available in conventional national currency at the latest 90 days after the payment, thereby not upsetting any existing procurement policies. The first country that has followed this strategy is Uruguay. The other advantages to governmental entities are:
The C3 approach is a dependable way to systemically reduce unemployment.Governments at different levels (EU, national, regional) can contribute to a joint guarantee mechanism.
Such a guarantee mechanism is considerably cheaper to fund than subsidies or other traditional approaches to reduce unemployment.
C3 helps shift economic activities from the black or grey economy into the official economy, because SMEs need to be formally incorporated to participate, and all exchanges are electronic and therefore traceable.
C3 systems are best organized at a regional level, so that each network remains at a manageable scale. Businesses with an account in the same regional network have an incentive to spend their balances with each other, and thus further stimulate the regional economy. C3 provides a win-win environment for all participants, and therefore promote sother collaborative activities among regional businesses.
Each C3 network should use the same insurance standards and a compatible software so that they can interconnect as a network of networks to facilitate exchanges internationally For banks and the financial system.
The win-win approach of C3 includes also the financial system. As the entire C3 process is computerized, it significantly streamlines the lending and management for the insurance and loan providers.
SMEs can therefore become a more profitable sector for banks,because the credit lines are negotiated with the entire clearing network, providing the financial sector with automatic risk diversification among the participants in the network.
In the upcoming surge of new competitors in the market – such as Facebook, Google or Tesco
Open Source means that the source code of the software is publicly available, making it possible for users to adapt the system to their own requirements.
Specific parts of the C3 methodology are protected by a patent, but the conditions to get user license are transparency and monitoring procedures to guarantee fair treatment of the network participants, as well as a small contribution to fund the spreading of such systems. This generates the benefit of additional spending opportunities for any C3 network. More information via 

Links and Tweets:

for some reason Mr Lietaer seems to have become quiet quiet on Twitter and his website…