Finanzkriminalität / Financial Crime

develop a positive vision of the future!

after the “great Trump induced divide” the USA need to reform it’s system, but does it need a revolution?

the problem with revolutions often is:

  1. what is for sure: people are angry for a reason (vote does not feel counted, reps in Washington “too far away” = lost connection to the problems of Jill & Joe, many small business had to close down & loads of lives and jobs lost)
    1. the anger at the current system is for real and it “the negative” to stay
  2. what about the positive? what shall be after the revolution? (the far harder question)
    1. define what shall be, before removal of status quo, the “anything is better than that” approach is Hitler-kind-of-dangerous (power corrupts, absolute power corrupts absolutely) there is good reason to divide sate powers into:
      1. legislative (laws) (the gov)
      2. judiciary (judges)
      3. executive (police & military, no, not the president and “executive orders” (this is somewhat defined different in the US and EU))

this gov-by-finance system is broken & unsustainable, anyone agrees on that, how to fix it?

some suggestions: (imho small but very important changes that can have great effect)

  • how to fight corruption: with great power comes great responsibility
    • thus: MAXIMUM transparency for the powerful
      • people have to know what politicians are doing
      • every single dollar they or their family earns need to be transparent to the public
    • privacy for the weak:
      • let’s say that 99% of the population are neither criminals nor terrorists
  • how to fight Corona-crisis induced unemployment:
    • state paid jobs!
    • it was done in the US before and it ain’t socialism! it just tries to fix a broken (private ownership zero responsibility) system and help people step back from violence and revolution. all central bankers should agree on that.
    • after the great depression of 1929 massive amounts of people become unemployed (it was not their fault, rather the system’s fault)
      • the state paid group A to dig holes in the morning
      • the state paid group B to fill the holes again in the evening
      • just this time: maybe the US gov can think of more useful jobs
      • Hoover established the Reconstruction Finance Corporation (RFC) to make emergency loans to businesses in danger of default. At first the RFC lent money only to banks, railroads, and certain agricultural organizations, but the scope of its operations was later expanded, and it proved to be an effective tool for stabilizing business and industry” (source January 22, 1932) (unfortunately the RFC was canceled in 1957, because it was deemed not needed anymore, well guess what, would have been better to keep it in place, more crisis were to come, state-owned European banks for reconstruction created after WW2  LUCKILY STILL EXISTS and they are needed very much to counter all the instabilities of private & reckless banking system, a new RFC would also be essential for financing a desperately needed US “Green New Deal”)

what is good about capitalism?

what made it so powerful?

that it has/had some self organizing effect

a sort of “crowd intelligence”:

“get a job or die”

“make a product that sells or die”

“yes this job is unhealthy and pollutes the air but get it done or your family dies”

it forced every single human being to contribute something to society

conceptual problem: it all starts with banks, loans and debt (or not, because banks don’t give loans to innovation anymore afraid of their own collapse).

not only that a lot individuals have dedicated themselves to negative = destructive to society “contributions” (crime) because it generates the most money for the least effort of work.

even worse capitalism (largely computerized) does not even care about survival of mankind or any form of life.

(imho capitalism will die with mankind, capitalism without mankind is like a screwdriver without a mechanic, it just sits there doing nothing (unless AI robots also want to shop for parts at Amazon)).

the current concept of capitalism (or what it has become) has no build-in-responsibility.

it does not know responsibility.

it just assumes: people will always behave responsible (because otherwise they simply die).

well not if those behaving responsible are paid less than the financial criminals.

thus current form of capitalism is working on self destruction.

(here comes again the appealing idea of the Chinese 1984 social credit system paired with AI to mind…

the question is: has it stopped financial like crime tax avoidance and money laundering or not?

1984 goes completely against all that democracy stands for, BigBrother: controlled by who?

who supervises those in charge and makes sure they do not exploit their power?

In China there seems to be still a kind of feeling of responsibility of the leadership for everyone, a thing that feels almost completely eroded by the psychology of money in Western societies.

because: absolute power corrupts absolutely (1887)

massive massive self-destructive sideffects: if the criminals are paid best and too often get away, then capitalism produces a pretty good growing ground for crime, with the state often being so corrupted/failed state, that it can not/does not want to prevent the crime, this is when the state fails.

“yes our product Made in (country far away) is of bad quality, exploits workers, wastes resources, pollutes the planet and contains toxic chemicals but hey… the people want (to die) cheap (on cancer)” (no they do not)

or financial service like:

“you are rich? you need money from illegal sources to be laundered?”

“we are well trained lawyers that help you avoid tax” (effectively stealing from a nation, stealing from a state)

The Greek people when asked why every single one of them steals taxes says: “the government is the mafia, why should i give my money to the mafia?”

the big question of our times:

are there alternative ways of crowd intelligence

that can work more intelligent? (not destroying = destabilize the habitat planet, not intoxicating children and animals, without stealing)

there is not question IF there is only the question WHEN because anything else would be fatal for all mankind

would need for a crowd of humans:

  1. to inform each other correctly and truthfully
  2. to act upon the information gathered in an intelligent non-violent but society-evolving way
https://www.scribd.com/document/398577681/Giovanna-Di-Marzo-Serugendo-Noria-Foukia-Salima-B-ok-org
https://www.scribd.com/document/398577681/Giovanna-Di-Marzo-Serugendo-Noria-Foukia-Salima-B-ok-org

https://www.mdpi.com/2076-3417/10/9/3072/htm

https://en.wikipedia.org/wiki/Collective_intelligence

the universe is a harsh place for life to survive

why is beauty important?

anyone or anything that brings beauty in such a world

is good

life is precious in the universe (don’t waste it, even if it is a sucky one)

survival was never easy for life in the universe

life is about making life better (increasing the probability of survival of oneself, one’s genes, one’s family, one’s species) every day

if you have a garden: making the garden better a little bit every day

if you have a family: making the family better a little bit every day

if you have a company: making the company a little bit better every day

cultivating something positive

building a positive culture

creators and their techno “babies”: iMacs & iPhones & Linux

for creators such as Steve Jobs just as Linus Torvalds, beauty is important

beauty means simplified pure designs

pure holistic flawless creations

of perfection and functionality and (!) understandability

“like God would have done it”

software beauty is way harder to see for non developers, but it expresses it as the (ex?)maxime of Apple: “it just works”

even if that iphone is far from perfect and many alternatives are in development (please support them even when they are far from perfect)

what has happened since…

1) Apple seems to have been stuck in a limbo between profit maximization and allowing creativity (crash, rebuild, crash, rebuild…)

2) giving up on software-beauty: Apple’s software quality has gone down

3) no-privacy-beauty: was never a priority

4) no-planet-or-human-rights-beauty: Apple never cared much if the supply chain was ethical or based on renewables

5) no-justice-beauty: Apple is stealing taxes via Ireland

(European Commissioner Margrethe Vestager fights tax avoidance of multinationals, follow her on twitter)

(Apple promised to improve on the privacy issue… but guess capitalistic maxims (maximize profits and share prices) are actually often against what consumers want (anything but 1984, but a future that is inspiring))

never stop learning

never give up hope

life only has a slim chance for survival in such a harsh universe

but we will take it

and if everyone does what he/she can

we will prevail

and build a city on mars

poverty is still the #1 cause of death for humans