Since most people believe that their government creates all the money in the economy, the idea of it being done by private organisations (for the benefit of their shareholders) seems rather preposterous. However, the “privatisation of money” is not only a reality – it is actually discussed in the mainstream media.

The consequence of having privatised the issuance of our money is very dire, and it is going to cost us a great deal in the near future.

Budućnost Novca je neprofitna, nevladina organizacija koja se bavi istraživanjem novčanog sustava i njegovog utjecaja na ekonomiju, okoliš i društvo. Organizacija se zalaže za reformu novčanog sustava te odvajanje procesa stvaranja novca od stvaranja duga tijekom izdavanja bankovnih kredita i zajmova. Naši prijedlozi su jedan od modela reforme sustava.

Da bismo imali konstruktivan, koristan i stabilan novčani sustav trebamo:
1.  Oduzeti bankama moć stvaranja novca.
2. Predati tu moć neovisnoj i transparentnoj instituciji.
3. Odvojiti proces stvaranja novca od stvaranja duga.
4. Stvarati novac samo kada je inflacija niska i stabilna.
5. Osigurati da novi novac ide u produktivno gospodarstvo, a ne financijska tržišta.
6. Osigurati ljudima uvid i kontrolu procesa ulaganja njihovog novca.

Economic Democracy Finland (“Suomen Talousdemokratia” in Finnish) is a registered association founded in 2009 in Helsinki, Finland. Currently it has over 200 members.

The purpose of Economic Democracy Finland is to steer the society towards a sustainable and democratic economic system by introducing a plausible and practical alternative for the debt-based monetary system. In addition, Economic Democracy Finland increases citizens’ interest in the economic system and in its development.

To achieve its purpose Economic Democracy Finland distributes and publishes information on the problems of the debt-based monetary system and its alternatives. To promote alternative monetary systems it tries to influence governmental issues and decision-making with initiatives and statements.

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Suomen Talousdemokratia rekisteröity yhdistys (ry) perustettiin 10.10.2009 Helsingissä. Yhdistyksellä on yli 200 varsinaista jäsentä. Suomen Talousdemokratia on myös osa kansainvälisestä rahareformiliikettä .

Suomen Talousdemokratia ry:n tarkoituksena on ohjata yhteiskuntaa kohti kestävää ja demokraattista talousjärjestelmää tuomalla esiin uskottava ja käytännöllinen vaihtoehto velkaperusteiselle rahajärjestelmälle sekä lisätä kansalaisten kiinnostusta yhteiskunnalliseen talousjärjestelmään ja sen kehitykseen.

Tarkoituksensa toteuttamiseksi yhdistys levittää tietoa velkaperusteisen rahajärjestelmän ongelmista sekä sen vaihtoehdoista, harjoittaa julkaisu- ja tiedotustoimintaa. Vaihtoehtoisen rahajärjestelmän edistämiseksi yhdistys pyrkii vaikuttamaan valtiollisiin asioihin ja yhteiskunnalliseen päätöksentekoon tekemällä aloitteita, ottamalla kantaa ja antamalla lausuntoja.

Die Wurzel der aktuellen Banken- und Staatsschuldenkrise liegt im Geldsystem. Die finanziellen Gründe der Krise haben eine gemeinsame monetäre Ursache: die sog. multiple Giralgeldschöpfung durch die Banken. Sie dient heute vor allem der Aufhebelung von Geldanlagen und fördert damit Spekulationsblasen ebenso wie Inflation und die Überschuldung vieler Beteiligter, nicht zuletzt die des Staates und der Banken selbst. Finanz- und Realwirtschaft können nur funktionieren auf der Grundlage einer stabilen und gerechten Geldordnung.

Als gemeinnütziger Verein engagierter Bürgerinnen und Bürger fordern wir eine grundlegende Reform des Geldsystems. Wir fordern ein sogenanntes Vollgeldsystem mit:

• der Beendigung jeglicher Geldschöpfung durch private Geschäftsbanken
• der Wiederherstellung des staatlichen Vorrechts der Geldschöpfung in der Verantwortung der Zentralbank
• der Inumlaufbringung neuen Geldes durch öffentliche Ausgaben.

Betra peningakerfi er yfirskrift átaks sem miðar að því að breyta tilhögun við útgáfu íslensku krónunnar og koma þannig á betra peningakerfi á Íslandi.

Átakið felst í því að upplýsa um vanda núverandi peningakerfis og útskýra hverju þarf að breyta til að gera peningakerfið betra.

Vandamálin sem fylgja núverandi peningakerfi (brotaforðakerfi) eru í meginatriðum þessi: dýpri hagsveiflur, aukin skuldsetning, hærri vaxtabyrði, verðbólga og hætta á bankaáhlaupum.

Vald innlánsstofnana í núverandi kerfi til að búa til peninga er lykilatriði hvað ofangreind vandamál varðar. Lausnin felst í að færa þá heimild til ríkisvaldsins og breyta tilhögun útgáfu peninga, þar sem óháð nefnd fer með ákvörðunarvald um útgáfu nýrra peninga.

Sensible Money was founded in January 2012 with the primary role of educating about modern banking. Specifically we wish to explain exactly how money is created and destroyed, ultimately as a means of promoting discussion on solutions to the euro zone debt crisis. We are also actively promoting a modern variation of full reserve banking as a Europe wide solution to the debt crisis and many of our social problems.

De huizenbubbel, de enorme werkloosheid en de toenemende ongelijkheid worden grotendeels veroorzaakt door de manier waarop geld gecreëerd wordt, door private commerciële banken.

„Pieniądz Pozytywny” jest projektem, którego głównym celem jest działanie na rzecz reformy polskiego systemu pieniężnego, tak by działał dla ogółu społeczeństwa, zapewniał stabilność ekonomiczną i wpływał na dobrobyt każdego obywatela.

„Pieniądz Pozytywny” is a project which main idea is to promote the reform of the Polish monetary system in a way that works for the general public, provides economic stability and well-being of every citizen.

Dinero Justo es una plataforma de difusión de la reforma monetaria. Dinero Justo es la iniciativa desde Puerto Rico para divulgar este proyecto y propiciar el cambio. Nos encontramos en el proceso de creación de una estructura de voluntarios que nos permita llevar el mensaje de esta reforma fundamental a toda la sociedad puertorriqueña.

A través de esta página, explicaremos cómo el sistema monetario actual afecta a las personas, a la sociedad y a la economía en general. También explicaremos cómo se crea el dinero, cuánto se acumula y por quién, y cómo su principal creador, la banca privada, llegó a tener ese poder. Presentaremos la propuesta para lograr la democratización del dinero y la recuperación económica de manera sostenible y éticamente sustentable.

We are an economic policy research and advocacy team that campaigns for the replacement of the current moribund economic policies, especially the monetary and banking ones, with those that engineer equity, inclusive growth and sustainable development.

We are rooted in the philosophy that money creation, over 95% of which is created by private banks, is profoundly important to be left to private institutions, and that its creation be for public good. We advocate the sovereign creation of money. An epochal change to this philosophy is both necessary and urgent however challenging it may appear.

Positiva Pengars syfte är att…

1. Öka kännedomen om hur det nuvarande penning- och banksystemet fungerar samt vilka konsekvenser det har för människor, samhället och miljön.
2. Verka för en förändring av hur pengar skapas, eftersom vi anser att det sätt pengar skapas idag är odemokratiskt, orättvist och inte längre tjänar allmänhetens intressen.
3. Ta fram, sprida och kampanjera för förändringsförslag som långsiktigt löser eller lindrar problem relaterade till det dysfunktionella penningsystemet.

Positive Money is a UK-based movement to democratise money and banking so that it works for society and not against it.

We have 30 groups around the UK and were founding members of the International Movement for Money Reform.

Our current financial system has left us with the highest personal debt in history, unaffordable housing, worsening inequality, high unemployment and banks that are subsidised and underwritten with taxpayers’ money. We believe that these problems have a common root: money. Find out what we can do to change it at www.positivemoney.org