RegionalGeld / RegioGeld / RegioCurrency / Regional Money

always start with something positive, a positive vision utopia

  • a (almost) perfect mankind
    • everyone would cultivate a humble and kind lifestyle, eager to learn and develop (oneself, help others, settle on other planets, ensure the survival of conscious life in the universe) and dedicate a significant amount of time to family and friends
  • a (almost) perfect society
    • would be 100% crime free
    • would survive in perfect self sustaining balance with it’s habitat (0% no waste, 100% recycling, except the dead really should not be recycled out of respect and ethical reasons)
  • a (almost) perfect system
    • everything would survive within a perfect waste-free-recycling-circle of resources (even CO2)
    • what is known as “work” would be obsolete in the sense, that everyone is self-sufficient and self-employed (enough access to enough land that organically with  houses, machines and robots, tools can easily repaired with 3D printed parts)
      • of course there would and should still be “work”, like gardening by hand, because it is simply healthy for the body and mind
      • of course robots and machines will never exist without maintenance (and probably there will be also other chores)
      • but the amount of chores would be 1% of the human lifetime, while 99% go into what was stated above
      • not because anyone is forcing anyone, but because of the realization, that that is important
    • 100% of all energy would be renewables with the possibility of long-term storage and transport in chemical form

money can not work, only people can utilize money to work for good or evil

(and thus destroy value and society or add-create value to society)

the majority of the “new world order” is actually not so hidden (okay there are very secretive elitist groups like skull and bones that like to conspire among each other in order to gain power, money and influence yes… this is just as the mafia does it and it is an old game called “corruption”, those should NEVER get a job in government)

but the 90% of “the new wealth order” majority is actually not-so-hidden…

from 1200 BC

the last few hundred years…

as can be seen above… not much has changed over the centuries… it is very simple…

  1. those that own land and houses that others want to rent to create-add real value to society (e.g. a company with real jobs in the real economy adding real value to society (like healthcare or healthy products))
  2. those that own the company
    • they “have” (hopefully) smart and hard working employees that create satisfied customers that bring more customers so the company can live on and not go bankrupt
    • the self-employed owners of the company have a little tax advantage over their employees (might get a share of the net gains of the company, or a company-sponsored car)
      • but they also have the disadvantage of “owning” all the responsibility/risk/debt/paperwork that comes with a company
    • the CEO can deduct some “accepted” spendings from tax (all that is required for the company to work, from toilet paper, to energy to computers)
    • if it is not a investor owned corrupt CEO run company, but a company that actually cares about people, their product and the planet, than this is (imho) what is called “the middle-class” everyone is talking about (those with ideas for products and then actually realize them by the power of creativity and dilligence)
      • those are the ones that constantly try to make “their company” better, more efficient, saver, smarter and also (hopefully) feel the responsibility to “safe the company” and the jobs and families attached
      • the troubles: either the management is incompetent or the communication and the family-run company is bad and this leads to bad results and in worst case tensions and bankruptcy of the company
      • (this is how a lot of family run companies end)
  3. those that have a job in a company that adds-create real value to society (such as health or healthy products)
    • they have advantages over unemployed:
      • their value as hard workers is accepted by  society (even if it is in a job as tax consultant, that create-adds zero value to society) because they get up at 7 and work from 8 AM to 5 PM ( or longer), 5 days a week (tendency: increasing)
      • they can complain with all other workers how unfair it is that others drive Porsche (that they will never be able to afford)
      • they can complain how bad their boss is/or how lazy the unemployed neighbor is
  4. the unemployed
    • they are the bottom feeders and some feel very worthless (which is psychologically devastating, it is a pity, because everybody can do something / add-create value to society, but society often fails to organize those possibilities, but some also never felt the need to work to survive… there is a easy solution for that: give em a free parachute flight above panama with an GPS tracker… and pick em up 3 weeks later)
    • can not even afford organic products and always need to buy cheapest (with most chemicals)
    • those that have 24-7 jobs hate them, because they get a little money (and possibly their ever increasing rent for the tier #1 humans paid by “the state”, and “the state” is whoever works and pays taxes)
    • but: they have a pretty functionality:
      • what others throw away, they use (if they are smart they even try to repair it)
        • so this is kind of a resource efficiency function (smart) unemployed people have (avoiding waste)

  1. everyone has the right to survive happily (ever after) and the (imho) obligation to actively cultivate happiness (it will NEVER be realized by eternal factors alone)
  2. the unemployed feel betrayed by the system (that led them down)
  3. the employed feel exploited by the boss / company
  4. those that run the company feel exploited by the tax-office and those that avoid taxes via panama
  5. the top 1-10% are the only winners of this system and only envy those that own more private yachts or jets than they do
  6. what is indisputable is that inequality will create social tensions and maybe even violence and revolution (where it is not even important how much someone actually owns or earns but the perception of it (the fancy car))
  7. what (unfortunately) is also true, is that there is not really fluidity between those layers
    • 90% of the people i know, are employed and will always stay employed and NEVER create a company (in some countries it really sucks to create a company… will get you in massive amounts bureaucrazy, costs and fear of the tax bureau (which is called “internal revenue service” in the USA)
    • only the very eager have a day-time job and at night work for their own company (if it works, nice, might also be able to afford the Porsche, if not… massively in debt that needs to be paid somehow (plus rent and other expenses) via the day-time-job).
  8. it would be healthy for everyone to walk in the shoes of the other to get an understanding and clear picture, what the status of mankind is.

every level has it’s challenges… some super-rich feel super-worthless because they (just as the unemployed) sometimes just do not know what to do with their time (except taking drugs and party).

in the end this is a too massive waste of human time and potential

this needs to change / be organized different, in an alternative (but not 1984) kind of way, and it can!

everybody can do something / create-add value to society (if everyone did… just a little… the world would be completely different)

  • democracy only works with jobs, if there are no jobs, there will be unsatisfied people that cry for “the strong man” to fix their problems (which then massively blows up in EVERYONE’s face, “because power corrupts and absolute power corrupts absolutely” (Lord Acton 1887)
  • fairly and truthfully show and educate people about their possibilities (not all but quiet a lot have the ambition to “make it”)
  • when the market fails (ever increasing prices for assets that are vital for mankind to survive (water, food, “roof over the head and not freezing to death” housing + heating, healthcare, energy, transport (to hospital), access to financial services, communications) to provide humans what they need to survive, the gov-state has to step in and either buffer the markets effects (by gov-state itself become real-estate-owner and rent it out cheap to those in need, have sufficient water, food, energy supplies in stock in the case of market price shocks, or go even further and fix prices where this is possible)
  • ideas need funding, there need to be easy online platforms for people with ideas to get the funding needed to create the next innovative product and jobs
    • here gov and banks and startups (people-with-ideas) need to communicate frequently and work closely together to find solutions that work for all
  • those that do not see the need to work at all… may get a free parachute flight over panama
  • also: happiness (which to buddhist monks is actually nothing more than deep inner sustainable satisfaction) can be learned/cultivated by everyone – no matter what layer

links:

https://www.researchgate.net/figure/Pyramid-of-capitalist-system_fig2_337993433

the rule over others, almost always went wrong

(wrong = egoism & (lobby-induced) corruption & mismanagement lead to hunger and uprisings)

so maybe its time for America to reinvent itself?

so maybe its time for everyone to rule themselves?

should not the state educate people how to survive, in balance with nature, by their own hands? (give em a piece of land and the equipment to survive there, there is enough land between the east and the west coast)

rule over others = slavery = exploitation is so damn devilish profitable

the biggest problem is:

  • the “pile of shit problems”, that were created over decades of erosion grew so big, it can not be ignored anymore (it’s like a ship who’s mast has a lot of cracks, but nobody bothers to build a new more sustainable ship)
  • “western” democracy in it’s current form has proven many times to be unable to solve problems in a competent way, so “the world” is in a state of turmoil, lack of orientation and uncertainty, because of a in-competent decision making process plus: the decision making process is so “abstract” that “the masses” lost track, who is actually to blame for what.
  • rule over others = slavery = exploitation is so damn devilish profitable, but the planet belongs to everyone
  • “western” democracy accepted itself as perfect,  did not actively (funding!) search for alternatives to itself (arrogance)
  • thus “western” democracy “forgot” to look for alternatives (can be other forms of democracy)
  • thus did not do any experiment with alternative forms of government
    • (except Chinese communism experimented very “successfully” (more money, more pollution plus all the negative side effects that a money-centric lifestyle brings about) with neoliberal capitalism)
  • “going back” to dictatorship/monarchy can hardly be considered a step forward

US-America needs to reinvent itself

I wish them a lot of success! 🙂

There are (still despite all the cuts to education budget) creative and clever people there!

i just hope there are enough innovative and clever people there that also have a moral compass and i wish them to succeed in their efforts

Part1: the problem

Mother nature is stronger than the US-president and capitalism – or any human made system.

Mother nature can snip with her fingers.

And that was it for species mankind.

Mankind has been arrogant.

The question is: Can mankind learn fast enough from it’s past mistakes – to evolve – to something truly educated – truly developed in spirit mind awareness intelligence and so on – or will mankind never take the leap?

And just implode as capitalism does over and over again.

Everyone thought (again like 1929) the wall street tower of Babylon would grow beyond the sky.

https://www.deviantart.com/ttacp/favourites/40256678/Tower-of-lies
https://www.deviantart.com/ttacp/favourites/40256678/Tower-of-lies

But it does not.

All those highly studied and trained economics and analysts made us believe – this system – that produced massive amounts of traumatized people and raped landscapes – is somehow “just” and “working great” and bringing prosperity and freedom to everyone.

(well it did work for some people for a few years – and yes – China’s move from communist dictatorship to communist capitalist dictatorship has allowed many poor people to earn some money and buy a fridge or a motorbike or whatever they wanted)

In the end – those highly studied economists, analysts bankers and lawyers are just follower of a very very bad religion called capitalistic egoism.

The money religion with it’s devastating effects on the human spirit.

It turns caring people into assholes.

And guess how fucked up the world will look then?

Especially Mr Trump and many private bankers who thought they are god or godlike.

Now mother nature shows them their limits.

Capitalism proofs to be the poker card house that implodes like a over inflated balloon at the slightest crisis.

Crises are part of capitalism, they say.

But crises are just shit, as shitty as Windows 95 was.

If someone told you: “Windows 95” is the best opreating system in the world and there will be no other operating system.

Well… then mankind would be doomed. X-D

(productivity of mankind would be severely hindered… i could not type this long text without frequent reboots crashes and loss of all data X-D)

Capitalism crashes all the time – the question is not if – but when.

The state / Bundesbank may no longer print cash money, the ECB / La Garde has this right.

La Garde is a studied Lawyer that took an internship in the US, worked at the IMF (a largely US institution).

How much innovation can you expect from a lawyer?

Not a lot.

Also: Who’s orders is she following? Who does she report to? I do not trust her – neither did i trust her Italian predecessor.

Analysts gain, scream out to politics/the state to fix the problems of capitalism:

The state can “steer” capitalism and society via taxes.

Unfortunately the EU and the US states have failed to do so (because they are big company lobby controlled) as can be seen on the matter of Tax Justice (see Amazon Apple and co.)

Billions lost due to tax evasion (source: 2016 Statista / EU Commission)

France: € 10.08 Billion
United Kingdom/GB/UK: 8.52 billion €
Germany: 7.22 Billion €
Spain: 3.19 Billion €
Sweden: 2.71 billion € (IKEA!)
Netherlands: € 2.04 Billion
Belgium: € 2.01 Billion
Italy: 1.73 Billion €
Total: 37.50 billion € for these 8 countries per year!

Cash (ECB) printing money helped get private banks back on their feet in 2008 (many large companies like GM have also received government loans), but can it help this time?

The Bloomberg analysts say: no. This time the economy has to be stimulated by the tax(facilitation)side.

However, since the states are still working on the debt reduction of the last crisis, they can no longer hold forth as debtors of a FIAT (it will be light/it will be money) system.

It is as feared that modern Turbo capitalism is a (Poker)House of Cards.

Built more on Profit madness than on reason.

Some even predict in 1970 the end of the FIAT Euro and FIAT USD and that now a US-EU Bitcoin Blockchain currency “the Phoenix” could come.

(the amount of Bitcoins is not arbitrarily multipliable, but you can divide a Bitcoin trillions of times… X-D)

The DMark, by the way-was one of the first FIAT (covered by the central bank without Gold) issued currencies.

Nobody thought this would work for a long time.

But it did, because people worked hard for the paper money, even if it was just paper.

Not Gold but the value of labour – that was what gave value to paper FIAT money.

We all wish that good ideas can be implemented, but FIAT money rarely arrives in the real economy.

Seen in this way, the private banks have dug their own grave.

Unfortunately, the Elon Musk is also now in a sense under the economic crisis, because a high oil price is good for the e-mobility Alternative.

This means that there has to be a money System, where each state makes suitable (completely different) rules for itself and is “the lender of last resort” and no more dependence on private banks and Banking can arise.

But so far it has been like this: that “the system” (ECB and also Merkel: “whatever it takes”) has supported the private banks. (except for Lehmann Bank, which the US State “symbolically” let go bankrupt, in Germany all banks were bailed out).

The analyses of some private banks in this case JPMorgan are absolutely self-glorifying: “you can give the rich the freshly printed FED and ECB money, they don’t spend it, if you give the poor 0% credit, they would spend the money and there would be an Inflation”

AHA.

But if the rich don’t spend the money, then the economy can’t get started either.

Absolutely stupid and short-sighted statement, an analyst who certainly deserves well at JPMorgan.

But you notice: it is not thought holistically.

Everyone just sees his perspective.

Part1: what can be done?  possible solutions

New holistic systems must be conceived and implemented.

This can happen on countries and even county or city and village level.

But it should happen.

The governments of this planet – if they still have a spark of intelligence-should promote their citizens in it.

And yes: the system of government, democracy, also seems to be in a state not conducive to the population.

Here, too, new forms of government should be experimented with at the regional level.

What is not only clear since yesterday: the current form of democracy tends to make unwise to incompetent decisions and is driven by lobbyists, massively susceptible to corruption and not very innovative.

So: capitalism collapses on itself.

How often can it be repaired?

ECB FED BitCoin are NOT the solution but another step towards 1984 digital dictatorship.

 

Part2: auto translated article from:

Finanz-Szene.de:

by Christian Kirchner

13 March 2020

“Two things should be clear after yesterday.

First, markets, banks, Fintechs and, of course, the real economy are experiencing a new “Lehman Moment”.

Yesterday’s price reductions at Deutsche Bank (-18%), Commerzbank (-21%) or Wirecard (-18%), for example, cannot be explained by short-term exaggerations alone. Instead, they reflect the fact that public life and thus large parts of the economy could be paralyzed for weeks, if not months, because of the Corona Virus.

And secondly: In a world in which the American president is imposing an entry ban for people from all over continental Europe without prior consultations – in such a world, therefore, one should not count on an internationally coordinated anti-crisis policy. Neither in the fight against the Virus, nor in terms of helping the sick, nor in terms of any economic measures.

Which brings us to the banks.

Because: whether people like it or not, the Corona crisis is also a banking crisis. Which of course does not mean that a Deutsche Bank, a Commerzbank or a Sparkasse Hintertupfingen deserves the same solidarity as those directly affected by the Virus out there. And yet, what was already true in 2008: when the banks crash, then we all crash. Which is why we have to ask: what is to be done now so that this does not happen?

In any case, the struggle for existence has begun. After all, even if the capital and liquidity ratios may read well on paper, even if yesterday’S ECB easing measures are rather underestimated – whether the (German) banking industry would pass the real stress test that is now coming to it without external support, this can be doubted. Or to put it more clearly: anyone who earns hardly any money or even suffers severe losses at the peak of a business cycle and with record-low loan losses, simply has to reckon with the fact that he could get caught up in the crisis that is now unfolding.

Unless a miraculous”V” recovery begins, the banks and savings banks will soon have many loans flying around their ears. After all, complete industries such as aviation, tourism or the oil and gas industry are facing highly uncertain months. And the same applies to countless small and medium-sized companies in particularly affected areas such as gastronomy, Events, trade fair construction. Not to mention the losses on the stock market. Or the consequences for consumption.

Banks will have to write off securities holdings, customers will have completely different concerns than to give the banks commission business. Too dark a scenario? Perhaps. But the capital markets, with discounts of 20%, are pricing in just that within hours.

The history of the Corona Virus is the history of an underreaction in Europe. This is precisely what the German and European banking sectors cannot afford, namely an underreaction – because the potential consequences would be fatal. The banks are vital to the functioning of our economy. That is why we must be 100% sure that the banking system will work in the crisis we are currently being thrown into. Otherwise, a total economic standstill threatens.

Hoping for the best will not be enough. You have to expect the worst instead. In case of doubt, this can also mean the need to accept industry-wide liquidity support and capitalisation measures. Stigmatisation as in the Lehman era must not exist, nor must small states within the three pillars, i.e. private banks, savings banks and comrades. It is to be hoped that the politicians (even if they have completely different concerns at the moment) understand this. And that the banks themselves understand it.”
auto translated from: https://finanz-szene.de/banking/diese-krise-ist-auch-eine-banken-krise-drum-whatever-it-takes/